Post: #26

Dude, don't do it.

Do a cost benefit analysis and a worse case analysis.

What benefit do you get from doing this? Does it exceed the effort you put into this?

And the worse case analysis is - you will never see it again, or before she "repays" it - she asks for more money.

But what do I know, I have made my share of mistakes.

Post: #27

Depends how much. If its a trivial amount and shes in need, just send it.

Greater than 100 dollars. Pass

Post: #28

(10-11-2013 03:48 AM)ralphi Wrote:  Like roosh says, the quickest way to not get laid is to help women with their problems. Roosh is at the point where he won't even give chicks car directions anymore.

Do you have a link to back up that opinion?

From what I've read, Roosh's thinking has evolved on this issue. Read this post. Also the fact that he will now pay for a girl's taxi (post sex) in poorer countries, whereas in his Bang Colombia days he originally recommended against doing that.

Post: #29

If I trusted her I would send her something. I wouldn't send her the whole $200 but prolly $50. I spend $50 at walgreens on useless stuff I don't need.

A few weeks ago a girl from south america asked my buddy for $30. He sent it to her. But she's the one who always introduces us women (of consistent quality) when we're in her country so IMO in that situation it was worth it.

Post: #30

(10-11-2013 07:55 AM)bojangles Wrote:  

(10-10-2013 12:12 PM)TouchpadSeller Wrote:  I was pretty beta about 6 months ago. My ex and I broke up, I was still interested so I asked her to reconsider (bad move) and she took a weekend to reconsider and we got back together. A few days later she was having money issues (verified on her bank account) because her Dad hadn't yet mailed her a check, so I lent her money. We broke up 5 weeks later and I'm still waiting for about 80% of that money to be paid back. She still sends me texts about once a month indicating she intends to pay me back, but at this point I've written it off.

Never again!

You're still beta bro. You should been on that shit and start sending her 'official' letters to let her know that you are charging her 15% interest every month on her outstanding balance. Hell my dad even charges his family interest for loans. Always create a contract and never give it to people in cash, always do a bank transfer with a reference so there's proof that the money was sent.

Oh no doubt, at the time I was. This is a clear "never again" situation. One of the women I've been keeping around pushes for money about once a month. I ignore her and a few weeks later she wants to hang out again to "build trust" (or whatever random hamster reason she gives.) We fuck, she leaves, a week later I see a text about how her car still isn't fixed and she's lonely... It's been going on like this for 4-5 months, I'm shocked she hasn't figured out she won't get money from me. Quite literally last night she texted me, "I'm with my boyfriend, but you're more fun. We should really hang out soon..." The cycle begins again!

(10-11-2013 09:36 AM)RioNomad Wrote:  

(10-11-2013 07:55 AM)bojangles Wrote:  

(10-10-2013 12:12 PM)TouchpadSeller Wrote:  I was pretty beta about 6 months ago. My ex and I broke up, I was still interested so I asked her to reconsider (bad move) and she took a weekend to reconsider and we got back together. A few days later she was having money issues (verified on her bank account) because her Dad hadn't yet mailed her a check, so I lent her money. We broke up 5 weeks later and I'm still waiting for about 80% of that money to be paid back. She still sends me texts about once a month indicating she intends to pay me back, but at this point I've written it off.

Never again!

You're still beta bro. You should been on that shit and start sending her 'official' letters to let her know that you are charging her 15% interest every month on her outstanding balance. Hell my dad even charges his family interest for loans. Always create a contract and never give it to people in cash, always do a bank transfer with a reference so there's proof that the money was sent.

She's too broke to pay you back, but not too broke to afford a $100+ cell phone plan?

Her parents are the ones that help her with that shit. Her Dad did mail her a check (I saw it), but she got clobbered with lab fees at school (saw that bill too) so I let it slide for a few days. We were in a committed relationship and I was stupid. You live and you learn, I'm just glad it was for only $500 instead of me doing something totally asinine like buying a car or paying for a semester of school. The hindsight on this kind of stuff is better than 20/20, and no matter how many times someone may post "dude you are being an idiot and being used" on a forum there really is no substitute for life experience.

(10-11-2013 11:15 AM)Pete Wrote:  If I trusted her I would send her something. I wouldn't send her the whole $200 but prolly $50. I spend $50 at walgreens on useless stuff I don't need.

A few weeks ago a girl from south america asked my buddy for $30. He sent it to her. But she's the one who always introduces us women (of consistent quality) when we're in her country so IMO in that situation it was worth it.

This seems kinda' similar to the Outsourcing Online Dating thread that popped up a few weeks ago. Having a native speaker who already knows your interests is saving you lots of time, and since your time is valuable I'm assuming the cost-benefit on something like this easily pays for itself. It's like paying to have your lawn mowed, or paying a cleaning crew to go through your house and scrub the shit out of your toilet--sure, you can do it, but paying someone else frees you up to focus on things you're interested in.

Post: #31

Pump and dump her. Because clearly.. she tries to do that to you financially.... and seeing from attitude you are kind of suckering. I hope you don't make that mistake.

Post: #32

How is this your problem?

Post: #33

On the bright side I just got an unsolicited text from my ex saying she'll be paying me back on Sunday. Yay for unsolicited promises! If it turns in to me getting my money back by Sunday I'll be a happy guy, as I was planning on moving forward with the civil case to get it resolved and over with so I never have to text her ass again.

Post: #34

I've just experienced something similar, and when I Googled "Peruvian girls asking for money" guess which website was number two in the results? This has to be the most comprehensive collection of knowledge for men on the Internet.

I've never been asked for money from a girl, and I keep in touch with a lot of girls I've banged from my travels. I was hanging out with this Peruvian girl about 5 months ago. Then out of the blue, she asks for $150 for her university fees which she promises to pay back. My first reaction was to ignore her. But I'm actually intrigued to see if she actually will pay it back as she promises, since $150 is nothing to me.

I think she's genuine and didn't seem like a gold digger. But deep down I know I'm just being naive and I'm sure if I send it, it won't be the last time she asks.

Post: #35

Tell her you will gladly give her a $100 bill. Then, literally give her a $100 bill.

As in, a bill for $100 you expect to be paid within the next 30 days.

Because she's a dumb bitch.

Post: #36

Here's my rules regarding money and loaning it out:

1. Don't do it.
2. Don't do it.
3. When in doubt, don't do it.

When people need a loan, that's what banks are for. Want to risk a friendship or family member? Loan them money. Want to subsidize a girl in a different country (who may or may not need it)? Loan them money.

Want to grow your own personal wealth and teach others responsibility? Don't loan them money!

Banks will loan people money if they need it. There are credit cards for emergencies.

If you have a friend or family member down on their luck, don't loan them money. Let them crash at your house for a bit, give them some financial advice, but under NO CIRCUMSTANCES are you to become their banker.

I've worked in the financial sector and seen too many relationships, friendships and families wrecked over this!

Post: #37

Lend her the money if it's a negligible amount for you. But ask for a collateral with actual value (watch, jewelry).

Post: #38

I'm just really curious to see what will happen. This girl has been messaging me every couple of days for the past five months telling me she misses me and begging me to come back. To this gringo it has seemed over the top and I've been skeptical. I'm intrigued to see if she actually makes good on her promise to pay it back - if she was just a gold digger it would seem she's put in a lot of hard work just to lead up to a request of a loan after all this time. $150 is nothing to me so I think I'll do it, just out of curiosity.

Post: #39

Next!

Unless you want to experience female hypoagency.

Post: #40

(12-26-2016 06:25 AM)John Michael Kane Wrote:  Here's my rules regarding money and loaning it out:

1. Don't do it.
2. Don't do it.
3. When in doubt, don't do it.

When people need a loan, that's what banks are for. Want to risk a friendship or family member? Loan them money. ...

I do this a little differently.

1. Unless someone IS family, or as close as family, I would not give them money at all.
2. In the case of those two groups, I do not LOAN them anything. Ever. I GIVE them the money with the clear understanding that it is a gift, NOT a loan, and that I do not expect it back.

Other than that difference of method, I agree - never be in the business of making loans to friends/family. Nothing good comes from it.

Post: #41

(12-26-2016 02:10 AM)Horus Wrote:  I've just experienced something similar, and when I Googled "Peruvian girls asking for money" guess which website was number two in the results? This has to be the most comprehensive collection of knowledge for men on the Internet.

I've never been asked for money from a girl, and I keep in touch with a lot of girls I've banged from my travels. I was hanging out with this Peruvian girl about 5 months ago. Then out of the blue, she asks for $150 for her university fees which she promises to pay back. My first reaction was to ignore her. But I'm actually intrigued to see if she actually will pay it back as she promises, since $150 is nothing to me.

I think she's genuine and didn't seem like a gold digger. But deep down I know I'm just being naive and I'm sure if I send it, it won't be the last time she asks.

People that need $150 will most likely need more money later, don't expect to get paid back, you are essentially giving the money away. If you're interested in learning stuff there are a lot of things you can do with that $150, like a personal trainer session, etc.

Post: #42

(12-26-2016 11:09 AM)Baphomet Wrote:  

(12-26-2016 06:25 AM)John Michael Kane Wrote:  Here's my rules regarding money and loaning it out:

1. Don't do it.
2. Don't do it.
3. When in doubt, don't do it.

When people need a loan, that's what banks are for. Want to risk a friendship or family member? Loan them money. ...

I do this a little differently.

1. Unless someone IS family, or as close as family, I would not give them money at all.
2. In the case of those two groups, I do not LOAN them anything. Ever. I GIVE them the money with the clear understanding that it is a gift, NOT a loan, and that I do not expect it back.

Other than that difference of method, I agree - never be in the business of making loans to friends/family. Nothing good comes from it.

Yes, if you determine a family member to be in need, a gift doesn't hurt, as there is no tension involved due to there being no payback. Still, it can lead to a slippery slop of dependency. I strongly recommend before giving money to anyone to try to and determine if they have an addiction (gambling, alcohol, drugs, etc.) which is why they need money, or is it simply because they've been laid off or had an unexpected medical expense. Circumstances matter, but that's why everyone should do their homework.

Post: #43

Everyone knows, "lending money" actually means giving money. So ask yourself, does this person deserve that you GIVE them the amount they ask for? Weigh how much stuff they paid for you in the past, how they treat you, what they have done for you, and if you believe that GIVING this amount of money is fair, then lend them the money, but do not expect it back.

When someone has no money today, they won't have more tomorrow, unless they change their mindset.

If you are loaning money at a business level, then get a written agreement which can be used in court if they do not pay back. If someone wants a loan and they don't deserve it, I ask them to do to the bank. "But the bank doesn't want to", actually banks make money when loaning you money, so if they turn you down, there's a reason for it.

Post: #44

I would generally say hell no, but I have lent money twice in my life, both to girls, and both after extreme hesitation. The first time I did it, it was just a few hundred dollars to a girl who makes decent money. She may have just asked me for it to keep me in the picture. She eventually paid me back and ended up referring clients to me, one of whom had a pretty serious case and I was paid a good fee for handling the case. 99% of the people who tell me they will refer clients to me are either scammers or some other kind of pervert. I never asked her to refer clients to me, nor did she ever say she would before doing so.

The second time I did it, I gave a substantial amount of money (thousands) to literally one of the most beautiful women in the world. I flat out said to her, "You can find tons of uglier, older, and weaker guys to do this for her. Why the hell are you asking me"? She said, "I want you. You're the only guy I trust." Great. Never saw it or her again. She tried to contact me, but I knew it wasn't to pay me back so fuck her.

If you take the two transactions I made and go dollar for dollar on everything, I came out on top, but I really doubt I would lend anyone anything ever again.

Post: #45

One additional thought:

Just like sexual access is something a woman ought to prize dearly (in a sane society) and only provide it ideally to a her husband on her wedding night (what a quaint notion, right?), financial access to a man's resources is a similar corollary. When men waste men on women that aren't serious relationship/wife status, they are draining future resources for a man and his family. Men need to watch the purse strings, as it is natural for women to try to acquire resources from men, even without any reciprocation on their part. I consider financial discipline for a man to be like sexual discipline for a woman. Don't waste your assets.

Post: #46

A good rule of thumb when it comes to money -- never loan out anything more than you're willing to lose. A better rule of thumb is never loan money to women. Fortunately, I've never marketed myself as a provider type, so I haven't really had to worry about this sort of thing. If a girl were to ask, I would just bullshit and say something about how "Things are pretty tight for me at the moment as well, and if I had it to give I would, but I just don't have it right now." And leave it at that.

Post: #47

A few hundred to you may not be much, and to her it could mean eating for a few months.

If she gave you a lot of joy, comfort and was a great chick, why not help her out.

Post: #48

On a related note, I've borrowed thousands from girls I was banging when I was still in school and shortly after I finished, when I was still getting established.

Always paid them back, of course.

This is the way it should be. Men do most of the work in bed, so women should be doing us the favors.

Post: #49

(12-26-2016 02:10 AM)Horus Wrote:  I've just experienced something similar, and when I Googled "Peruvian girls asking for money" guess which website was number two in the results? This has to be the most comprehensive collection of knowledge for men on the Internet.

I've never been asked for money from a girl, and I keep in touch with a lot of girls I've banged from my travels. I was hanging out with this Peruvian girl about 5 months ago. Then out of the blue, she asks for $150 for her university fees which she promises to pay back. My first reaction was to ignore her. But I'm actually intrigued to see if she actually will pay it back as she promises, since $150 is nothing to me.

I think she's genuine and didn't seem like a gold digger. But deep down I know I'm just being naive and I'm sure if I send it, it won't be the last time she asks.

If the cash means nothing to you and you want to do someone a good turn, I'd recommend asking her for her university bill and then paying her tuition money directly into her university account.

If she is offended at this request, or starts playing games, you know that she doesn't deserve the cash. If she gives you an actual bill with the payment details of the university along with her student number, then you know her story is legit.

If she pays you back, great. If not, you helped someone get educated, which is not a bad thing.

Paying her the money directly, you have no idea what she is actually going to do with it.

Post: #50

Unless you are willing to collect the money like Silvio Dante does it here:





Don't do it.

Aloha!